Wow! Thanks for that explanation Ian!! I think I'm a bit clearer about what it means to UK folks - still clueless about me ! hahahaha
if you lose your job you can lose everything pretty fast
I learnt a couple of years ago that most people live 2 paychecks away from the poverty line. I never want to hit that poverty line again (!).
Lucky my Mum did instill the art of saving at a young age so when I learnt the principles of wealth mastery - suggestions such as saving 10 to 30 % of your income - it all made sense and was easier to start doing! I DO have a credit card but put a low limit on it and always pay off in full every month.
So does this make me middle class?
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