Posted: Sat Apr 23, 2005 8:04 pm Post subject: Re: Ever been hacked
Sorry to hear that Rory.... what bank are you in? ... We do online banking all the time and have had no problems... our bank guarantees against any fraud....
Posted: Sun Apr 24, 2005 9:21 am Post subject: Re: Ever been hacked
Hi Rory...
what they have done is totally illegal!!! .. they have robbed you basically... even if you were late with the payment they have no right to take it from you!!
If you lived closer I would have took you out for a drink or many!!
Joined: 01 Jan 2002 Posts: 11441 Location: Hong Kong
Posted: Sun Apr 24, 2005 10:28 am Post subject: Re: Ever been hacked
Ah yes that's what happens if your VISA card (or any credit card) is linked to your bank account, they take the money out of your bank account. Nasty but legal I believe. Bugger them. Big hugs from HOng KOng.
Posted: Sun Apr 24, 2005 1:41 pm Post subject: Re: Ever been hacked
I thought they couldn't, ours is tied in with the bank and i have been late with a payment but they never took any money out the account. Plastic is fantastic.... until the bill drops thru ya door and breaks the matt!!!
Posted: Sun Apr 24, 2005 7:34 pm Post subject: It's legal allright..
You probably signed an agreement allowing it, I may have the same thing happen to me soon but I'm making sure I keep my balance at a low level so it doesn't happen.
See i signed an agrrement with Sam Ash for finiancing on some purchases and because I'm staying with the requirements and they can't charge me interest they just decided to cancel the agreement and put me into a high interest bracket, but they do have the right to take the entire balance out of my account, but it's not there so they can't.
Sneeky bastards. First they present an agreement leading people to belive they automatically deduct the payments from your account like American Musical does, but 6 weeks later you get a letter stating you missed the first payment when in reality they never sent you a bill,, (A Sam Ash employee told me they do this to everyone..)
So my balance is pretty low and I just have to see what interest they'll be expecting.. If it's too high I'll just pay it off but I'll tell you, I've about had it with on-line purchases.., I think I'm going to stop them completely..
Posted: Sun Apr 24, 2005 9:25 pm Post subject: Re: It's legal allright..
I never signed any agrement with the bank. They have the power to do as they wish.
I will keep this account open with only minimum funds in it so it wont happen again.
In my line of work i work for only 8 months of the year due to the weather. So this year i will pay off all my cards and open an other account that is not linlked to my visa cards, so they can whistle in the future,
Posted: Sun Apr 24, 2005 10:46 pm Post subject: I should clarify...
San Ash as a store is fine, it's the lending institution they're affiliated with that are good at underhanded manuevers.., if they have no intention of honoring 0 interest purchase agreements, they shouldn't offer them..
Posted: Wed Apr 27, 2005 11:44 am Post subject: I just got my Sam Ash bill today..
All of the sudden I have a $112 "deferred interest" bill... WTF???
Amazing... I've been paying an extra $100 each month on my payments and out of the blue they just decide to cancel the agreement and tack on $112 in additional fees..
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